Cashflow Statement for Individuals
Your personal financial report card.
What Is It?
Simple tracking: Money IN vs Money OUT
Monthly Cashflow Format
INCOME
- Salary (post-tax): ₹______
- Freelance: ₹______
- Rental: ₹______
- Interest/Dividends: ₹______ Total In: ₹______
EXPENSES Fixed:
- Rent/EMI: ₹______
- Insurance: ₹______
- Loan EMIs: ₹______ Variable:
- Groceries: ₹______
- Dining out: ₹______
- Entertainment: ₹______ Total Out: ₹______
NET CASHFLOW: In - Out = ₹______
What It Tells You
Positive cashflow (₹20K+): Great! Invest it Small positive (₹5K): Okay, try to increase Negative: DANGER! Cut expenses or increase income NOW
Annual View
Create 12-month cashflow to see patterns:
- Which months are expensive? (Dec, Mar for weddings?)
- Income variable or stable?
- Can you improve?
💰 Target
Aim for 20%+ positive cashflow every month. That's your wealth-building engine!
Quiz
Test Your Knowledge
Test Your Knowledge
Question 1 of 1
1. What is the main concept covered in this lesson?
Key Takeaway: Understanding Cashflow Statement for Individuals is essential for making informed financial decisions.